How to write Bank Loan Proposal

Step by step approach for writing Bank Loan Proposal

Course Summary

Welcome to this course How to Write Bank Loan Proposals.
This course is based on my practical experience of writing loan proposals for Largest Public Sector Bank as well as from insights gained by working on loan proposals with various other banks in India.
This course is created mainly from Bankers point of view. i.e., This course will equip you to write loan proposals with better quality as a Banker. However, this course is also relevant for Finance Professionals like CA / CMA / Loan Syndicating Agencies, Project Finance Consultants to better understand expectations of Bankers.
This course will take you through several aspects of writing loan proposals like:
1) Borrower Profile
2) Background of Borrower
3) Industry / Sector of Borrower
4) Analysis of Performance and Financial Indicators
5) Analysis of Efficiency Ratios
6) Analysis of Fund Flow Statement
7) Analysis of Cash Flow Statement
8) Analysis of Group Performance and Financial Indicators
9) Analysis of Group Cash Flow Statement
10)Synopsis of Balance Sheet and comments thereof.
11) Inter firm Comparison
12) Rating of Customer (Internal & External)
13) Review of Facilities (CC / LC / BG / TL)
14) Warning Signals
15) Security Coverage
16) Compliance of Sanction Terms
17) Statutory Dues and Contingent Liabilities
18) Risk and Mitigating Factors
19) Pricing Analysis and request for approval.
20) Defaulters List
21) Justification for Working Capital
22) Assessment of WC / LC / BG
23) Security (Primary / Collateral / Personal Guarantee)
24) Margins
25) Other Terms & Conditions
26) Due Diligence
27) Associate Concerns
This course is structured in self paced learning style.
Excel / PPTs used for delivering course content.
Hope to see you inside the course.

Course Curriculum

CA N Raja Natarajan

I am a Chartered Accountant with tonnes of passion for teaching.

I teach Financial Management & Strategic Financial Management for Chartered Accountancy, Cost and Management Accountancy and Company Secretary students in Ernakulam, India. I also hold Post Graduate Diploma in Business Administration in Finance from Symbiosis, Pune and Bachelors in Commerce, from Loyola College, Chennai.

I worked in State Bank of India as Assistant Vice President - Credit for a period of four years after which i started my Chartered Accountancy Practice. During the stint in State Bank of India, I worked on credit proposals of Mid Corporate Units and gained good experience in Financial Analysis, Risk Assessment, Viability Study, Evaluating business models, Project Finance, Working Capital Management, etc.

I conduct work shops for Entrepreneurs, Chartered Accountancy / Cost and Management Accountancy Students on the topics like Project Finance, Credit Risk Assessment, Entrepreneurship Development, Finance for Non Finance Executives, etc.

I love teaching and i want fundamentals of accounting and finance to reach students and so i am here.

John Smith

Developer

Highly Recommended Course. Easy to Understand, Informative, Very Well Organized. The Course is Full of Practical and Valuable for Anyone who wants to Enhance their Skills. Really Enjoyed it. Thank you!!

Course Pricing

One time payment

$21 USD

  • One time payment with life time access

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